THE PRODUCT



“Sana mapagtapos kita ng pag-aaral.”



Ang kinabukasan ng iyong anak, para masigurado, kailangan may plano. 

That’s why we offer Bright Future Plus, an education and life insurance plan-in-one.

With cash benefits your child can enjoy every semester and life insurance protection for you and your child, Philam Life’s Bright Future Plus will help you ensure your child’s education and secure his bright future.

Get financial support for your child's education and protection from the unexpected for both you and your child with Philam Life's Bright Future Plus.

Guaranteed Increasing Cash Benefits

You can be prepared for rising college fees through guaranteed increasing education benefits. Every year, your cash payout will increase by 15% of the initial benefit.*
You can maximize the return of your savings through potential dividend earnings.

Life Insurance Protection for You and Your Child

You can get additional protection as the payor through life and accident coverage.
In case of unforeseen events, we will still secure your child’s bright future by waiving all future premium payments and providing additional cash benefits for your child every semester.

You can give your child essential life protection even after graduation with the option to convert his/ her Bright Future Plus plan to a permanent insurance coverage when he/ she reaches the age of 20 to 25.

Flexible Payment Schemes

To ease up on your budget, you can choose to pay every 5 years, 10 years or until your child turns 16 years old.

With Bright Future Plus, you can now get financial support for your child's education and protection from the unexpected.

* Payable for eight (8) consecutive semesters

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